SWISSCASH NOT A SCAM !!!

I have came across lots of negative comments of SwissCash lately. But I believed all these comments came from people that are NOT SwissCash investors themselves.
I'm a SwissCash investor since early last year, and you guess what??I still get PAID exactly every 30 Days.
To my understanding, a SCAMMER is an entity that doesn't pays. So we CANNOT assume SwissCash is a Scam, if the investors still get paid.
The REAL issue here started when Malaysia Islamic government prohibited Malaysian Muslims from ALL on-line investments; on the ground that the Return from these investments paid in a FIXED INTEREST RATES.(In Islamic Laws, ANY investments NO MATTER on-line or Banking Institutions that offered FIXED INTEREST RATES are FORBIDDEN)
SwissCash offered a FIXED RETURN RATES of 25% every 30 DAYS. So it is forbidden for every Malaysian Muslims.
Some comments argued that 25% Return is NOT reasonable.For information, I'm a Forex trader myself and to me 25% Return in 30 Days is considered SMALL compared to my Forex Return of the same period of time.
If anybody need more clarification, just submit your question.
http://ecommerce-journal.com/
My standpoint